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OUR SERVICES
Raghavendra Associates (RaWelathPro) is a trusted and diversified financial services firm based in India, offering expert services in auditing, tax consulting, share broking, insurance, and digital solutions. The main services offered include company registration & compliance, taxation and audit services, financial advisory, share broking & investment services, insurance solutions, loan assistance, digital signature services, web & digital services, and training & courses.
Mission Statatment
"We will enable our clients to achieve their goals by providing the best in financial guidance, and maintaining the strictest possible standards with close and interactive engagement.”

STOCK MARKET PRODUCTS
We are providing a wider range of robust financial planning and investment solutions to clients in Karnataka and other regions of India.
Best Financial Advisor in India
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TRADE MARK
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GST
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INCOME TAX
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STARTUP
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NISM

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NISM
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Life Insurance provides financial protection to the policyholder’s family in case of death or to the insured in case of maturity (depending on the plan).
Types of Life Insurance:
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Term Insurance
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Pure risk cover.
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Large sum assured with low premium.
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Pays only if the insured dies during the policy term.
(Example: ₹1 crore cover at low cost)
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Whole Life Insurance
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Covers the insured for their entire life.
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Provides both death benefit & sometimes maturity benefit.
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Endowment Plan
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Provides insurance + savings.
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Lump sum paid at maturity or to family if insured dies.
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Money Back Policy
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Periodic payouts during the policy term.
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Remaining sum assured + bonuses on maturity.
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Unit Linked Insurance Plan (ULIP)
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Combines insurance with investment (stock market, bonds).
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Returns depend on market performance.
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Pension / Retirement Plans
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Helps build a retirement corpus.
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Provides regular income after retirement.
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Child Insurance Plan
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Designed to secure child’s education/future expenses.
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Pays benefits at key stages of child’s life.
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General Insurance covers assets, health, and liabilities (everything other than life).
Health Insurance
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Covers medical and hospitalization expenses.
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Individual Health Insurance – covers one person.
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Family Floater Policy – one policy covers the entire family.
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Critical Illness Insurance – covers specific diseases like cancer, heart attack.
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Senior Citizen Health Insurance – for people aged 60+.
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Maternity Health Insurance – covers pregnancy and newborn care.
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Top-up Health Policy – additional cover when basic policy is exhausted.
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B) Motor Insurance
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Mandatory for all vehicles in India.
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Types:
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Third-Party Liability – covers damage/injury to others. (Mandatory)
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Comprehensive Policy – covers both third-party and own vehicle damages.
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C) Travel Insurance
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Covers medical emergencies, loss of baggage, passport loss, trip cancellation during travel (domestic/international).
D) Home Insurance
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Covers damages to house due to fire, theft, flood, earthquake, etc.
E) Fire Insurance
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Covers loss/damage caused by fire, explosion, lightning.
F) Marine Insurance
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Covers goods, cargo, and ships against loss/damage during transit over sea/air.
G) Commercial / Business Insurance
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Protects businesses from risks.
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Types:
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Property Insurance
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Liability Insurance (legal claims)
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Workmen Compensation
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Professional Indemnity
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H) Personal Accident Insurance
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Covers accidental death, disability, or injury.
I) Crop Insurance (for farmers)
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Covers crop loss due to natural disasters, pests, or drought.
J) Pet Insurance
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Covers veterinary care, surgery, illness for pets.
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